SmartiFI. Banking that bends to your members.
A modular digital banking platform for credit unions. Member banking on web and mobile, onboarding, lending, and staff tools on one ledger first foundation, with connectors you can swap as you grow.
See it before you sign in.
Real screens from SmartiFI, for members and for the people who serve them.
Home. One SmartiFI Account with goal pockets, live from the ledger.
Fictional data. Screens from the SmartiFI proof of concept.
Everything members and staff touch.
Member online banking
One primary account with sub accounts members create on the fly for goals like savings or a new car.
Mobile first
Responsive layouts for every task today, on a path to native iOS and Android apps.
Onboarding and lending
Account opening with funding before benefit selection, plus a loan application tied into origination.
Employee console
Member servicing, benefit administration, and a searchable journal with filtering and AI help.
AI throughout
Assistants for members and staff, including a toggleable guided tutorial for new users.
Tiered member benefits
Benefit tiers with variable perks and adjustable yields, so value to members stays sustainable.
Swap the parts. Keep the experience.
Every outside service connects through an API connector. SmartiFI ships with built in defaults, and dashed modules can be replaced with the providers you choose.
Four demos. One platform.
Member banking, mobile, employee console, and account opening with lending.